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How much do you know about the health-care insurance you will use after age 65? Try to answer the following:
When should you enroll in Medicare? Who is eligible for Medicare? What is the premium you will pay for hospital insurance? What is Medigap? How many routine well-patient visits are you allowed during a Part B lifetime? Can you name the criteria for admission to a Skilled Nursing Facility (SNF)? How long will Part A allow you to remain in a SNF? Can you name the program that Medicare Advantage is designed to replace? How much will you pay for prescription drugs before Medicare Part D picks up 95% of the expense? How much can you afford to pay for health-care during your retirement years?Were you unable to answer most of these questions? A better understanding of Medicare's rules today can save you a lot of money tomorrow. Have you created a health-care insurance budget? How much do you need to save now in order to pay for your health-care needs in the future?
This book will answer these questions along with many of your concerns about the requirements and cost of health-care insurance during the Medicare years.